ÿþ<HTML><style type="text/css"> <!-- A:link {color: darkblue;} A:visited {color:red;} A:hover {color:gold; background-color:#CCCCCC;} //--> </style> <HEAD><meta HTTP-EQUIV="REFRESH" content="240; url=http://www.sefco-export.com"> <TITLE>Sefco Export Management Company</TITLE> <SCRIPT LANGUAGE="JavaScript"> <!-- Begin function popUp(URL) { day = new Date(); id = day.getTime(); eval("page" + id + " = window.open(URL, '" + id + "', 'toolbar=0,scrollbars=yes,location=0,statusbar=0,menubar=0,resizable=yes,width=1100,height=720');"); } // End --> </script> </HEAD> <BODY aLink="#008080" BACKGROUND="http://www.sefco-export.com/ricebk.jpg" link="#1d2867" vLink="#741021"> <center> <table width="95%" height="98%" cellpadding="2" cellspacing="2" bgcolor="#1C1C1C"> <tr> <td><br> <center> <table width="100%" cellpadding="0" cellspacing="0"><tr><td> <center> <table width="90%" cellpadding="2" cellspacing="2" bgcolor="maroon"><tr><td><center> <table width="100%" cellpadding="2" cellspacing="2" bgcolor="#8B8970"> <tr><td><br><center><font color="#FFFFFF" face="tahoma" size="4"></font><br><br> <table width="920" cellpadding="3" cellspacing="0" border="1"> <tr> <td bgcolor="#1C1C1C"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <font color="#D3D3D3" face="tahoma" size="2"><nobr> Sefco web site <a href="http://www.sefco-export.com/site_terms.htm" target="_blank"><font color="#D3D3D3" face="tahoma" size="2">visitor (tos)</a></FONT> terms of service (2007) &nbsp;</font> &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; </nobr> <br><br><CENTER> &nbsp; <font color="#FFFFFF" face="tahoma" size="2"> I&nbsp; N&nbsp; T&nbsp; E&nbsp; R&nbsp; N&nbsp; A&nbsp; T&nbsp; I&nbsp; O&nbsp; N&nbsp; A&nbsp; L&nbsp;&nbsp; &nbsp; &nbsp; S&nbsp; H&nbsp; I&nbsp; P&nbsp; P&nbsp; I&nbsp; N&nbsp; G&nbsp;&nbsp; &nbsp; &nbsp; S&nbsp; E&nbsp; R&nbsp; V&nbsp; I&nbsp; C&nbsp; E&nbsp; S&nbsp; </font> &nbsp; &nbsp; </center><br> </td></tr><tr><td bgcolor="#FFFFFF"><center> <table> <tr valign="top"> <td><center> <br> <font color="#000000" face="tahoma" size="2"> <b>Sefco Export Management Company, Inc.</b> (Sefco) </center><br><br> <ul> <font size="2" face="Arial,Veranda"> Sefco maintains an extensive amount of <A HREF="http://www.sefco-export.com/onlinefeatures.htm"><font color="#000000" face="tahoma" size="2">online information resources</A></FONT> <br>and very useful collections of <b>"outbound links"</b>. <br><br><ul> &nbsp; &nbsp; <b>Here - we share with our visitors - a copy of the latest ACA American Citizens Abroad email newsletter. </ul> </b> <br><br><table width="775" cellpadding="20" cellspacing="2" border="2"><tr><td> <font color="#000000" face="tahoma" size="2"><br> <DIV><FONT face=Arial size=2>---------- Forwarded message ----------<BR><SPAN class=gmail_quote>From: <B class=gmail_sendername>ACA NU3</B> &lt;nusend3.aca@gmail.com&gt;<BR>Date: Sep 12, 2007 4:01 PM<BR>Subject: ACA News Update 162<BR>To: <BR><BR></SPAN> <P><SPAN lang=EN-GB>ACA NEWS UPDATE Issue 162, September 2007</SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>An e-mail News Update from American Citizens Abroad</SPAN></P> <P><SPAN lang=EN-GB>Editor for this edition: Dorothy van Schooneveld</SPAN></P> <P><SPAN lang=EN-GB>You can read the News Update on the ACA Website: </SPAN><A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.aca.ch/" target=_blank><SPAN lang=EN-GB style="COLOR: windowtext">www.aca.ch</SPAN></A></P> <P>&nbsp;</P> <P><SPAN lang=EN-GB>IN THIS ISSUE:<SPAN>&nbsp; </SPAN></SPAN></P> <P><SPAN lang=EN-GB>* Two new members join House caucus</SPAN></P> <P><SPAN lang=EN-GB>* Register now for early primary elections</SPAN></P> <P><SPAN lang=EN-GB>* How permanent are "permanent" green cards?</SPAN></P> <P><SPAN lang=EN-GB>* Tricare-for-Life? Share your experiences</SPAN></P> <P><SPAN lang=EN-GB>* Jane Bruno: update on US taxation of Americans overseas</SPAN></P> <P><SPAN lang=EN-GB>* Case study: Catch-22 for an American abroad</SPAN></P> <P><SPAN lang=EN-GB>* More on taxation: report property you steal</SPAN></P> <P><SPAN lang=EN-GB>* GAO reports: subscription service</SPAN></P> <P><SPAN lang=EN-GB>* ACA's busy fall season</SPAN></P> <P><SPAN lang=EN-GB>* While you're surfing & </SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P style="LINE-HEIGHT: 12pt"><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-US>13 A</SPAN><SPAN lang=EN-US> LUCKY NUMBER FOR AMERICANS ABROAD CAUCUS</SPAN></P> <P><SPAN lang=EN-US>The House Americans Abroad Caucus founded by Reps. Carolyn Maloney (D-NY) and Joe Wilson (R-SC) has expanded this summer with the addition of two new members, </SPAN><SPAN lang=EN-GB>Julia Carson (D-IN) and Michael Honda (D-CA).</SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>Other members of the caucus, created to focus on issues related to overseas citizens are (in alphabetical order): John Boozman (R-AZ), Donna Christensen (D-VI), </SPAN><SPAN lang=EN-US>Steve Cohen (D-TN), Kay Granger (R-TX), Alcee Hastings (D-FL), </SPAN><SPAN lang=EN-GB>Sheila Jackson Lee (D-TX), Chris Van Hollen (D-MD), </SPAN><SPAN lang=EN-US>Henry Waxman (D-CA), </SPAN><SPAN lang=EN-GB>Frank Wolf (R-VA). </SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>Remember: your current representative in Congress by representative is from the state district where you last resided before living abroad. Do your part to ensure that your representative is aware that s/he has overseas constituents who are following her/his actions, and would welcome his/her joining the Caucus. </SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>REGISTER NOW FOR EARLY PRIMARY ELECTIONS</SPAN></P> <P><SPAN lang=EN-GB>Many states are moving up the dates of their primary elections. Make sure you register to vote early, to be able to participate in state primaries in 2008 (see <A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.overseasvotefoundation.org/" target=_blank>www.overseasvotefoundation.org</A> for full information).</SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-US>IMMIGRATION SERVICES PLANS REPLACEMENT OF OLDER PERMANENT RESIDENT (GREEN) CARDS</SPAN></P> <P><SPAN lang=EN-US>USCIS (the US Citizenship and Immigration Services  which includes the former INS) has filed notice in the Federal Register of an intention to recall green cards with no expiration date (those 17 to 30 years old). Holders of such cards would be obliged to apply for the newer form of the card, valid for ten years and with biometric data, within 120 days of the regulations' coming into force and at a cost of $370. USCIS estimates this would affect 750,000 green cards.</SPAN></P> <P><SPAN lang=EN-US></SPAN>&nbsp;</P> <P><SPAN lang=EN-US>ACA is concerned that this may have a negative impact on businesspeople who travel frequently to the US, as well as on Americans residing abroad with non-citizen family members. For the full press release on the subject from ACA see: </SPAN></P> <P><SPAN lang=EN-US><A onclick="return top.js.OpenExtLink(window,event,this)" href="http://fe6.news.re3.yahoo.com/s/prweb/20070905/bs_prweb/prweb550618" target=_blank>http://fe6.news.re3.yahoo.com<WBR>/s/prweb/20070905/bs_prweb<WBR>/prweb550618</A> </SPAN></P> <P><SPAN lang=EN-US>Comments on this proposed rule change are accepted until 21 September. For the proposal as in the Federal Register see: <A onclick="return top.js.OpenExtLink(window,event,this)" href="http://a257.g.akamaitech.net/7/257/2422/01jan20071800/edocket.access.gpo.gov/2007/E7-16311.htm" target=_blank>http://a257.g.akamaitech.net/7<WBR>/257/2422/01jan20071800<WBR>/edocket.access.gpo.gov/2007<WBR>/E7-16311.htm</A>. USCIS questions and answers concerning the rule are at: <A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.uscis.gov/files/pressrelease/I551ReplacementQA082207.pdf" target=_blank>http://www.uscis.gov/files<WBR>/pressrelease/I551ReplacementQA<WBR>082207.pdf</A></SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-US>ACA MEMBER SEEKS INFO ON TRICARE-FOR-LIFE</SPAN></P> <P><SPAN lang=EN-GB>Tricare-For-Life information wanted. A retired USAF couple who are considering moving to Germany would like to exchange emails with someone who has experience with Tricare-For-Life system overseas and especially Germany. Please email </SPAN><A onclick="return top.js.OpenExtLink(window,event,this)" href="mailto:kingtoth@iol.ie" target=_blank><SPAN lang=EN-GB>kingtoth@iol.ie</SPAN></A><SPAN lang=EN-GB>.&nbsp;</SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>Background: In general, active duty and retired service members of the uniformed services, and their families, are eligible for TRICARE medical coverage while living overseas. For more info see: <A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.tricare.mil/mybenefit/home/overview/Plans/ForLife?CFID=15089365&amp;CFTOKEN=49268412" target=_blank>www.tricare.mil/mybenefit/home<WBR>/overview/Plans/ForLife?CFID<WBR>=15089365&amp;CFTOKEN=49268412</A> </SPAN></P> <P><SPAN lang=EN-US></SPAN>&nbsp;</P> <P><SPAN lang=EN-US></SPAN>&nbsp;</P> <P><SPAN lang=EN-US>JANE BRUNO'S OVERVIEW OF US TAX REPORTING REQUIREMENTS</SPAN></P> <P><SPAN lang=EN-US>Joining previous articles by tax attorney Jane Bruno is her recent "Update on US Taxation of Americans Overseas in 2007" (<A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.aca.ch/cadtopiy.htm" target=_blank>www.aca.ch/cadtopiy.htm</A>). A specialist equally fluent in "layman-ese", Ms Bruno offers a brief overview of the current state of US tax law as relevant to Americans abroad. Did you know, for example, that newly issued US passports, on the last page, state: "All U.S. citizens working and residing abroad are required to file and report on their worldwide income."? How nice to have such a reminder among your most preciously-guarded papers!</SPAN></P> <P><SPAN lang=EN-US></SPAN>&nbsp;</P> <P><SPAN lang=EN-US></SPAN>&nbsp;</P> <P><SPAN lang=EN-US>CATCH-22, 23, 24 OF AN OVERSEAS AMERICAN</SPAN></P> <P><SPAN lang=EN-US>Not to be missed if you are a believer that truth can be stranger than fiction is ACA's press release based on the true-life situation of "Joe", an American abroad who is in the midst of an obstacle race in an attempt to accept a prestigious position with an American university. Look at <A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.aca.ch/catch22.pdf" target=_blank>www.aca.ch/catch22.pdf</A> and laugh (or cry) along with us at the awesome bureaucratic challenges he faces. Will Joe arrive at the finish line in time? Stay tuned.</SPAN></P> <P><SPAN lang=EN-US></SPAN>&nbsp;</P> <P><SPAN lang=EN-US></SPAN>&nbsp;</P> <P><SPAN lang=EN-US>YOU'VE STOLEN PROPERTY? REPORT IT ON YOUR TAXES!</SPAN></P> <P><SPAN lang=EN-US>A quick-witted reader has brought to our attention a reporting requirement many of us have probably overlooked:</SPAN></P> <P><SPAN lang=EN-US></SPAN>&nbsp;</P> <P><SPAN lang=EN style="COLOR: black">"Stolen property.</SPAN><A name=114fb50e1418f439_d0e9124></A><SPAN lang=EN style="COLOR: black"> &nbsp;&nbsp;If you steal property, you must report its fair market value in your income in the year you steal it unless in the same year, you return it to its rightful owner." </SPAN>IRS Publication 17, page 88 -- <A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.irs.gov/pub/irs-pdf/p17.pdf" target=_blank>www.irs.gov/pub/irs-pdf/p17.pdf</A></P> <P><SPAN lang=EN-GB>(A tip of the hat to Paul Torgerson for this morsel.)</SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-US>REPORTS FROM GAO AVAILABLE ONLINE</SPAN><SPAN lang=EN-GB></SPAN></P> <P><SPAN lang=EN-US>The U.S. Government Accountability Office (prior to 2004 called the "General Accounting Office") executes audits and reviews of all phases of government activity, issuing reports which are available to the public. One can subscribe to GAO email updates of publications available on their site on a regular basis and/or based on topics by going to: <A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.gao.gov/subscribe/index.php" target=_blank>www.gao.gov/subscribe/index.php</A>.<SPAN>&nbsp; </SPAN>Examples of recent reviews that may be of interest to Americans overseas include:</SPAN></P> <P><SPAN lang=EN-GB>Higher Education: Challenges in Attracting International Students<BR>to the United States and Implications for Global Competitiveness.<BR></SPAN>GAO-07-1047T, June 29, 2007 (14 pages).<BR><A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.gao.gov/docdblite/details.php?rptno=GAO-07-1047T" target=_blank>http://www.gao.gov/docdblite<WBR>/details.php?rptno=GAO-07-1047T</A></P> <P><SPAN lang=EN-GB>Elections: Action Plans Needed to Fully Address Challenges in<BR>Electronic Absentee Voting Initiatives for Military and Overseas<BR>Citizens. </SPAN><SPAN lang=ES>GAO-07-774, June 14, 2007 (50 pages).<BR></SPAN><A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.gao.gov/docdblite/details.php?rptno=GAO-07-774" target=_blank><SPAN lang=ES>http://www.gao.gov/docdblite<WBR>/details.php?rptno=GAO-07-774</SPAN></A><SPAN lang=ES></SPAN></P> <P><SPAN lang=EN-GB>Talking Books for the Blind. GAO-07-871R, June 12, 2007 (11<BR>pages).<BR></SPAN><A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.gao.gov/docdblite/details.php?rptno=GAO-07-871R" target=_blank><SPAN lang=EN-GB>http://www.gao.gov/docdblite<WBR>/details.php?rptno=GAO-07-871R</SPAN></A><SPAN lang=EN-GB></SPAN></P> <P><SPAN lang=EN-GB>Social Security Numbers: Federal Actions Could Further Decrease<BR>Availability in Public Records, though Other Vulnerabilities<BR>Remain. GAO-07-752, June 15, 2007 (44 pages).<BR></SPAN><A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.gao.gov/docdblite/details.php?rptno=GAO-07-752" target=_blank><SPAN lang=EN-GB>http://www.gao.gov/docdblite<WBR>/details.php?rptno=GAO-07-752</SPAN></A><SPAN lang=EN-GB><BR><BR>Social Security Numbers: Use is Widespread and Protection Could<BR>Be Improved. </SPAN>GAO-07-1023T, June 21, 2007 (14 pages).<BR><A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.gao.gov/docdblite/details.php?rptno=GAO-07-1023T" target=_blank>http://www.gao.gov/docdblite<WBR>/details.php?rptno=GAO-07-1023T</A></P> <P><SPAN lang=EN-GB>State Department: The July 2006 Evacuation of American Citizens<BR>from Lebanon. GAO-07-893R, June 7, 2007 (33 pages).<BR></SPAN><A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.gao.gov/docdblite/details.php?rptno=GAO-07-893R" target=_blank><SPAN lang=EN-GB>http://www.gao.gov/docdblite<WBR>/details.php?rptno=GAO-07-893R</SPAN></A><SPAN lang=EN-GB></SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>ACA: COME SEE US, COME JOIN US, COME WORK WITH US!</SPAN></P> <P><SPAN lang=EN-GB>-- SEE US THIS FALL AT (and buy "So Far Yet So Near"):</SPAN></P> <P style="TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>* Leman Expo in Morges - Sunday 23 Sept 2007 </SPAN></P> <P style="TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>* Expat Expo in Geneva - Sunday 7 October 2007</SPAN></P> <P style="TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>* International Women's Club Bazaar, Geneva  </SPAN></P> <P style="MARGIN-LEFT: 35.4pt; TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>Saturday 10 November 2007</SPAN><SPAN lang=EN-GB></SPAN></P> <P><SPAN lang=EN-GB>-- JOIN US AT:</SPAN></P> <P style="MARGIN-LEFT: 35.4pt"><SPAN lang=EN-GB>** ACA Gala Dinner - Friday 12 October 2007 (sign up info </SPAN></P> <P style="MARGIN-LEFT: 35.4pt; TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>on ACA website: (<A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.aca.ch/" target=_blank>www.aca.ch</A>)</SPAN></P> <P style="TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>** ACA Auction - Friday 11 April 2008, Geneva's </SPAN></P> <P style="MARGIN-LEFT: 35.4pt; TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>Ramada Inn</SPAN></P> <P><SPAN lang=EN-GB>-- WORK WITH US:</SPAN></P> <P style="TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>*** Volunteer Job Opportunity</SPAN><SPAN lang=EN-GB> </SPAN></P> <P style="TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>ACA is looking for a volunteer to do the organization's </SPAN></P> <P style="MARGIN-LEFT: 35.4pt"><SPAN lang=EN-GB>accounting in Geneva, Switzerland. This is a good way to </SPAN></P> <P style="MARGIN-LEFT: 35.4pt"><SPAN lang=EN-GB>help Americans Citizens Abroad and to get to know the </SPAN></P> <P style="MARGIN-LEFT: 35.4pt"><SPAN lang=EN-GB>people working actively to promote the interests of </SPAN></P> <P style="MARGIN-LEFT: 35.4pt"><SPAN lang=EN-GB>Americans overseas. It is a fun group. </SPAN></P> <P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>Time commitment: approximately 1 - 2 hours/month.</SPAN></P> <P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>Location: 5 rue Liotard, 1202 Geneva, Switzerland.</SPAN></P> <P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>Job requirements: experience in bookkeeping and accounting.</SPAN></P> <P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>Simple and straight-forward accounting program used.</SPAN></P> <P style="MARGIN: 0cm 0cm 0pt 35.4pt; TEXT-INDENT: 0.05pt"><SPAN lang=EN-GB>Training: backup and support of the person currently doing the accounts. </SPAN></P> <P style="MARGIN: 0cm 0cm 0pt 35.4pt; TEXT-INDENT: 0.05pt"><SPAN lang=EN-GB>Please contact us </SPAN></P> <P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 35.45pt"><SPAN lang=EN-GB>email: </SPAN><A onclick="return top.js.OpenExtLink(window,event,this)" href="mailto:info.aca@gmail.com" target=_blank><SPAN lang=EN-GB>info.aca@gmail.com</SPAN></A><SPAN lang=EN-GB> or dial Swiss phone number: </SPAN></P> <P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 35.45pt"><SPAN lang=EN-GB>+41 22 3400233 </SPAN></P> <P style="TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P style="TEXT-INDENT: 35.4pt"><SPAN lang=EN-GB>*** Overseas Americans Week in Washington DC  </SPAN></P> <P style="MARGIN-LEFT: 36pt; TEXT-INDENT: 0.6pt"><SPAN lang=EN-GB>April 2008 (contact <A onclick="return top.js.OpenExtLink(window,event,this)" href="mailto:info.aca@gmail.com" target=_blank>info.aca@gmail.com</A> for further </SPAN></P> <P style="MARGIN-LEFT: 36pt; TEXT-INDENT: 0.6pt"><SPAN lang=EN-GB>details). ACA is looking for early sign-up of interested participants from a broad range of backgrounds and geographical locations. No expenses paid, but a tremendous learning experience!</SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>WHILE YOU'RE SURFING & </SPAN></P> <P><SPAN lang=EN-GB>The State Department has an interesting publication aimed at its personnel planning or living in retirement, but with information of wider validity. The well-researched June issue of Career Transition Center (CTC) concentrated on retiring abroad -- reasons for, solid consideration of factors to consider, how to, etc.: <A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.state.gov/documents/organization/86273.pdf" target=_blank>http://www.state.gov/documents<WBR>/organization/86273.pdf</A>. Interestingly enough, it quotes an estimate of one million Americans retired abroad.</SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>Other recent issues of this newsletter spotlight transitioning to new careers, starting an independent business, age discrimination, resume writing. And don't pass up the July annual jokes issue!</SPAN></P> <P><SPAN lang=EN-GB>(thanks to reader Leila Heron for this lead)</SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>******************************<WBR>*************************</SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>THE ACA NEWS UPDATE EDITING AND PUBLISHING TEAM:</SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>*Editor-in-Chief: Dorothy van Schooneveld</SPAN></P> <P><SPAN lang=EN-GB>*Senior and Web Editor: Karl Jauch, ACA Executive Director</SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>This News Update is, like ACA itself, of, by, and for Americans abroad. ACA is staffed entirely through the efforts of volunteers, with its primary income source being membership fees and donations from concerned individuals.</SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>JOIN US!</SPAN></P> <P><SPAN lang=EN-GB>If you would like to become part of the dynamic all-volunteer team that powers ACA, there is a constant need for additional physical and/or electronic staff. </SPAN></P> <P><SPAN lang=EN-GB></SPAN>&nbsp;</P> <P><SPAN lang=EN-GB>Contact ACA's Geneva office at:</SPAN></P> <P><SPAN lang=EN-GB>American Citizens Abroad (ACA)</SPAN></P> <P><SPAN lang=EN-GB>5 rue Liotard</SPAN></P> <P><SPAN lang=EN-GB>CH-1202 Geneva, Switzerland</SPAN></P> <P><SPAN lang=EN-GB>Phone and fax: +41 22 340 0233</SPAN></P> <P>E-mail: <A onclick="return top.js.OpenExtLink(window,event,this)" href="mailto:info.aca@gmail.com" target=_blank><SPAN style="COLOR: windowtext">info.aca@gmail.com</SPAN></A><SPAN>&nbsp; </SPAN><SPAN>&nbsp;</SPAN>website: <A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.aca.ch/" target=_blank><SPAN style="COLOR: windowtext">www.aca.ch</SPAN></A></P> <P>&nbsp;</P> <P><SPAN lang=EN-GB>While ACA makes every effort to be accurate in the information it transmits, such information is not to be considered a substitute for specific and qualified professional advice. </SPAN></P> <P><SPAN lang=EN-GB>&nbsp;</SPAN>-- <BR></P> <P>ACA <BR></P> <P>5 Rue Liotard<BR></P> <P>1202 Geneva, Switzerland<BR></P>0041.22.340.02.33<BR><A onclick="return top.js.OpenExtLink(window,event,this)" href="mailto:info.aca@gmail.com" target=_blank>info.aca@gmail.com</A><BR><BR>ACA is a nonprofit, nonpartisan, nongovernmental association dedicated to serving and defending the interests of individual US citizens living worldwide.&nbsp;&nbsp;Our headquarters are in Geneva, Switzerland but our members come from all corners of the world.&nbsp;&nbsp;If you would like to support ACA please visit our website, <A onclick="return top.js.OpenExtLink(window,event,this)" href="http://www.aca.ch/" target=_blank>www.aca.ch</A>, and join our efforts by becoming a member.<BR><BR>PLEASE DO NOT RESPOND TO THIS EMAIL.&nbsp;&nbsp;All inquiries should be sent to:&nbsp;&nbsp;<A onclick="return top.js.OpenExtLink(window,event,this)" href="mailto:info.aca@gmail.com" target=_blank>info.aca@gmail.com</A> </FONT></DIV> <br> </td></tr></table> </ul> <br> <FONT size=2><br> <br>After four minutes this page will automatically return <br> to SEFCO's main homepage:<br> <br><a href="http://www.sefco-export.com"><FONT color=#000000 size=2>www.sefco-export.com</a></font></P><BR>Thanks for visiting !</FONT></DIV> </ul> <br><br> </td> </tr> </table> <table align="right" width="35%"><tr><td> <nobr><font face="tahoma" color="#000000" size="1"> [SHIPPING? &nbsp;See: <a href="http://www.sefco-export.com/sitemap.htm" target="_blank"><font face="tahoma" color="#000000" size="1">SEFCO SITE MAP</a>]</font> &nbsp; &nbsp; <font face="tahoma" color="#000000" size="1"> [<a href="http://www.sefco-export.com/online_tos.htm" target="_blank"><font face="tahoma" color="#000000" size="1">standards terms & conditions for service</a>]&nbsp;&nbsp;&nbsp;</font> </nobr> </td></tr> </table> </td></tr> </table> <table width="920" cellpadding="1" cellspacing="1" bgcolor="#1C1C1C"> <tr> <td><br> <font color="#D3D3D3" face="tahoma" size="2"><br><center> <nobr> &nbsp; &nbsp; <a href="http://www.sefco-export.com" target="_blank">www.sefco-export.com</a> &nbsp; &nbsp; &nbsp; </nobr> <br><br> </center> <br><br> <center> <table width="98%" cellpadding="1" cellspacing="1" bgcolor="#8B8970"> <tr><td> </td></tr></table><font color="#FFFFFF" face="tahoma" size="2">&nbsp; &nbsp; &nbsp; main phone 718-268-6233 &nbsp; &nbsp; <table width="98%" cellpadding="1" cellspacing="1" bgcolor="#8B8970"> <tr><td> </td></tr></table><br><br> </td> </tr> </table> <br> </td> </tr> </table> </td> </tr> </table><br> </center></td> </tr> </table> </center><br> </BODY></HTML>